Wednesday, May 6, 2020 / by Suzann Proffitt
These days, it seems like everyone’s looking for ways to cut costs and stretch their income further. Fortunately, there are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month.
Here are 20 things you can start doing today to lower your bills, secure better deals, and begin working toward your financial goals.
Refinance Your Mortgage - For prime borrowers, mortgage rates are at or near historic lows. Depending on your current mortgage rate and the terms you choose, refinancing could save you a sizable amount on your monthly payments. There are fees and closing costs associated with refinancing, so you’ll need to talk to your lender to find out if refinancing is a good option for you.
Evaluate Your Insurance Policies - If it’s been a while since you priced home or auto insurance, it m ...
Thursday, April 2, 2020 / by Suzann Proffitt
Since the outbreak of the novel coronavirus (COVID-19), many of us are spending a lot more time at home. We’re all being called upon to avoid public spaces and practice social distancing to help slow the spread of this infectious disease. While it can be understandably challenging, there are ways you can modify your home and your lifestyle to make the best of this difficult situation.
Here are a few tips for creating comfortable and functional spaces within your home for work, school, and fitness. We also share some of our favorite ways to stay connected as a community, because we’re all in this together … and no one should face these trying times alone.
Begin with the Basics
A basic home emergency preparedness kit is a great addition to any home, even under normal circumstances. It should include items like water, non-perishable food, a flashlight, first aid kit, and other essentials you would need should you temporarily lose access to food, w ...
Wednesday, January 29, 2020 / by Suzann Proffitt
Many homeowners are surprised when they suddenly realize that “perfect” home of just a few years ago no longer suits their needs. From an expanding family to the empty nest, it’s common for a home to no longer be the right fit. If you’re unsure if you’ve reached the point where a move is warranted, here are a few signs you’ve outgrown your home.
• More Kids than Rooms or More Rooms than Kids – Life changes and our homes must change also.
• Clutter or Lack of Storage – Do you need more closet or storage space? A home with more space could be the answer.
• Home Office – More and more companies are opting for telecommuting or home office workers, if your kitchen is your office, it might be time to look for a new home with extra room for a home office.
• Outdoor Entertaining – Home design trends over the last couple decades has seen a rise in outdoor living and entertaining areas. You might ...
Thursday, October 31, 2019 / by Suzann Proffitt
Don't get all wet. Prepare for the rainy season while it's dry.
As Benjamin Franklin once said, an ounce of prevention is worth a pound of cure.
We know. The last thing you are thinking about right now is preparing for the stormy season. But, it really is worth taking a look around your house during fair weather, because finding out you have a problem during inclement conditions is at best inconvenient and at worst very costly.
Check your rain gutters
Clear them out and make sure they are in good working order to prevent damage to the roof or house.
Look at your roof
If you see loose or damaged shingles, get them repaired. Look for tears and buckling on flashing. Check the chimney and look for damage bricks, cap or cracked joints. Don't forget the flashing there too.
Check indoors for sign of roof leaks
Look for discoloration and peeling paint on ceilings and walls. Check in the attic for damp rafters.
Look for water collecting at the base of the ...
Thursday, November 1, 2018 / by Suzann Proffitt
Flu season tends to peak in February, but that doesn't mean germs aren't lurking in the Fall season. There are lots of surfaces in your home where troublesome bugs may lurk. As you are putting away those Halloween decorations and starting to set up for the Holidays, don't overlook these places which need your attention!
1. Doorknobs: When was the last time you disinfected your doorknobs? The interior bathroom doorknob is an especially grave offender. When people are sick, have been cooking, or returning home from the world, they're going to be grabbing the knob. Disinfect these the same way you would any high-risk surface, like a countertop or toilet.
2. Pillows: Can you even remember the last time you washed your pillows? Think about this before you plow face down for a night's rest. Most pillows are perfectly fine to run through a gentle cycle in the washer and even a low tumble in the dryer. Naturally, you don't want to become obsessive about this or you'll destroy ...